Terms and Conditions of Use

Effective Date: May 3, 2025

Welcome to Overcome Beliefs (OCB)

By accessing or using this website, www.overcomebeliefs.com ("Site"), including all content, resources, products, services, and programs available through the Site, you ("User") agree to comply with and be bound by the following Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use this Site.

1. Site Ownership and Operation This Site is owned and operated by Overcome Beliefs LLC ("OCB," "we," "us," or "our"). All content on this Site, including design, graphics, text, downloads, digital products, videos, and programs, are the intellectual property of OCB and are protected by U.S. and international copyright, trademark, and intellectual property laws.

2. Services and Products Offered OCB offers mindset coaching, online courses, digital downloads (eBooks, toolkits), and live and virtual programs. All materials are for personal use only and may not be duplicated, shared, or used for resale or redistribution without written consent.

3. Coaching Disclaimer Mindset coaching provided through OCB is not therapy, mental health counseling, or medical treatment. Our coaching services are results-driven, but no outcomes are guaranteed. By participating, you accept full responsibility for your results and transformation.

4. User Responsibilities As a user of this Site or any OCB services, you agree to:

• Not misuse or reproduce proprietary content

• Respect the intellectual property and confidentiality of our programs

• Honor payment plans and commitments

• Take full responsibility for your results

5. Payment Terms and Conditions All purchases through our Site are final. We do not offer refunds unless explicitly stated. By purchasing coaching, programs, or digital products, you agree to fulfill all payment terms. Missed coaching sessions without 24-hour notice will be forfeited. Additional fees apply for rescheduling within 24 hours or for extended session requests.

6. Intellectual Property and Use Restrictions All content provided by OCB is proprietary. You may not copy, modify, distribute, display, transmit, reproduce, publish, license, create derivative works from, or sell any information, programs, or services obtained from OCB without written permission.

7. Client Agreements and Boundaries If you engage in any of our coaching or consulting services, you agree to the following:

• Coaching is a co-creative process requiring your full participation

• You are responsible for honoring scheduled sessions and completing them within the service period

• All resources provided are for your personal growth and may not be reused or taught without permission

• You will uphold the spirit of mutual respect, radical honesty, and self-leadership as outlined in our coaching commitments

8. Assumption of Risk and Release of Liability By using this Site or participating in coaching or programs, you agree to hold harmless OCB, Kyle Morse, and any affiliated contractors or team members for any outcomes, decisions, or actions resulting from your participation. You accept full responsibility for your emotional, financial, physical, and mental health.

9. Confidentiality Any personal information shared during coaching sessions or program participation will be kept confidential, except where disclosure is required by law (such as harm to self or others). All personal data is protected in accordance with our Privacy Policy.

10. Independent Contractor Relationship Kyle Morse and OCB operate as independent contractors. No agency, partnership, joint venture, or employment relationship is created by your use of the Site or engagement with services.

11. Program Access and Technology For any digital or virtual program, it is your responsibility to ensure you have reliable internet access and compatible technology. OCB is not liable for technical issues preventing access.

12. Governing Law These Terms shall be governed by and interpreted in accordance with the laws of the State of Florida. All disputes shall be handled in the courts located in Charlotte County, Florida.

13. Modifications to Terms OCB reserves the right to update these Terms at any time. You will be notified of changes via this Site, and continued use of the Site constitutes your acceptance of those changes.

14. Contact Information For questions regarding these Terms, please contact:

Kyle Morse

Founder, Overcome Beliefs
Email: Kyle@overcomebeliefs.com
Website: www.overcomebeliefs.com